payo70 Terms & Conditions: the rules behind your account

By opening a payo70 account you accept the rules on this page, so read them once before you send money. They cover registration, deposits through bKash, Nagad, Rocket and bank transfer, the welcome bonus, game play and payouts. Where a single promotion has its own terms, those extra terms sit on top of this page, and the stricter rule wins when the two disagree.

Who can hold a payo70 account

You must be 18 or older and able to act for yourself. Accounts are for personal play only, opened by residents of Bangladesh who can finish a KYC check in their own name. Staff, agents and anyone acting for payo70 cannot register. If we find an account opened by someone under 18, we close it and return the deposits, but not any winnings made on it.

The name on your payo70 profile, your mobile wallet and your bank account must belong to the same person. Mismatched details are the most common reason a payout is held, and repairing them later takes longer than typing the correct name at sign-up.

One person, one payo70 account

One account per person, per household and per device. Two payo70 accounts opened to claim the first deposit bonus twice break these terms, and both are frozen rather than one. Sharing a password with a friend hands them control of your balance, and every bet placed from your login is treated as your bet.

Pick a password that is not your mobile number, and change it after logging in from a cyber cafe or a shared phone. Our team never asks for your password or an OTP in chat, and payo70 will not message you asking for a transfer to a personal wallet.

Sending money in from bKash, Nagad or Rocket

The minimum deposit is ৳350, and a bKash, Nagad or Rocket transfer usually lands on your balance within 5 minutes. Pay from a wallet registered in your own name. Money sent from a friend's wallet or a shop agent's number is returned to the sender, and the bonus attached to it is cancelled.

payo70 takes no cash and has no collection agents. If a stranger offers to top up your account in exchange for cash, that person does not work for us, and the deposit will not appear in your balance.

Withdrawals and the check behind the first payout

The minimum withdrawal is ৳700 and the daily limit starts at ৳130,000. Once your account is verified, wallet payouts are handled in about 4 minutes. The first request is the exception, because it can take up to 1 hour while we check your documents before releasing money.

1. 1

   Verify once

   Upload a National ID card, passport or driving licence in the KYC section. Review takes up to 12 hours, and you only do it before your first withdrawal.

2. 2

   Clear any bonus wagering

   Bonus money has to be wagered 20 times before it becomes withdrawable cash. Your own deposits and cash winnings stay free to take out.

3. 3

   Request the payout

   Enter an amount of at least ৳700 and choose the same wallet or bank account you used to deposit on payo70.

4. 4

   Collect the money

   bKash, Nagad and Rocket credit in about 4 minutes after approval. Bank transfers follow your branch clearing time on top of that.

We send winnings back to the wallet or bank account that funded the account. Requests to pay a relative's number are declined, and you will be asked to use your own account instead.

Bonus terms behind the 170% first deposit offer

The welcome offer adds 170% to your first deposit, up to ৳14,000. Bonus money is not cash: it needs 20 times wagering on games that count toward the offer before any of it can be withdrawn, and the offer stays open for 7 days from the deposit date. Unused bonus money is removed when the window closes.

Reload bonuses add 16%, daily cashback returns 1.6% of qualifying play, and the referral bonus pays ৳425 for each friend who registers and makes a first deposit. Each has its own game weighting. Betting both sides of the same market, or staking on a game excluded from an offer, does not count toward turnover.

Games, RTP and the 2,900 titles

The payo70 lobby holds 2,900 games from Pragmatic Play, CQ9, FA Chai, KA Gaming and Spribe. A published RTP is the long-run return built into a game, not a promise for one session, so a slot listed at 96.4% can still pay nothing in an hour of spins. Bet sizes run from ৳1 on some fishing and lottery titles up to ৳50,000 on the higher-limit tables.

If a round is voided by a dropped connection or a provider error, the stake goes back to your balance and the round counts as never placed. Bots, scripts and emulators are not allowed; play through the payo70 app or an ordinary browser.

When payo70 limits or closes an account

We freeze an account when we see a chargeback or reversed deposit, a payment sent from a stolen wallet, several accounts used by one person, or bets placed by software. In those cases the balance is reviewed, bonus funds are removed, and only what remains after that review is returned.

You can also close your own payo70 account by asking support. Withdrawable cash is paid out once open bets settle, and the account stays closed. Closing an account does not stop a review that was already running.

How updates to these rules reach you

We update this page when payment rules, bonus conditions or local regulation change. The version live here is the one that applies to your account. Material changes are announced inside the payo70 app and on the login screen before they take effect, and play after that announcement means you accept the new text.

Filing a complaint with payo70 support

Live chat runs 24/7 and is the quickest route. Say what happened, add the transaction ID from your bKash message or the round ID from your game history, and keep the reply thread. Payment questions are usually settled on the spot; a disputed round is checked against the provider's game log.

If the first answer does not solve it, ask for the case to be passed to a supervisor and keep the same thread so nothing has to be explained twice. Everything runs through live chat and the help center, so there is no other channel to wait on.

Keeping play in your own control

Set a deposit limit before you start, not after a bad night. Your payo70 account lets you cap daily deposits, take a cooling-off break or close the account for good from the settings menu. Bets placed before a limit is set still stand, so choose amounts you can lose without changing how the month ends.

Questions players raise about the fine print

Before you deposit, look at what the payo70 homepage shows for the current offer, or register a payo70 account and read the same bonus terms again on the funding screen.